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As well as being more parsimonious with my money, this whole process is also about being an all-around better person. Taking care of my mind and body are a significant aspect of that, so I have decided that I must get fit.

Don’t get me wrong, I’m not unfit, per se. At 5ft 7 (1.70m) and 10.7 stone (68kg) I am slightly below the British average. But recent research has revealed that women in the UK are the fattest in Europe, so being slightly below the average is not as impressive as it sounds. I should be loads below the average.

Of course this is not only about weight. What we weigh is simply a reflection of our eating and exercise habits, so my belly, as well as unsightly, is also s signifier that I am not as healthy as I should be. At 25, I am at my peak, but my physique is yet to catch up.

So when I decided to get fit I cast my mind back to previous attempt at battling the bulge. I am not so good with the gym, as I have very little discipline. The other problem is that classes are always sooooo full, and I can certainly not afford a personal trainer, so I end up going on the treadmill for 20 minutes then leave feeling deceptively satisfied.

Penny says “Hello”!

Hello!

My name is Penny Pincher, yes, really. My parents were that cruel. They wanted to give me a special monicker but spent so much time contemplating what my first (and in their minds most important) name should be, they didn’t bother to waste a second thought considering how my names might sound together. So they picked Penelope and thus Penny Pincher was born.

What they didn’t realise was that upon naming me, they also determined a part of my fate. Perhaps as a way to rebel against my given name I became the biggest spender ever. I have absolutely no self-control when it comes to any type of spending: be it clothes, gym memberships, meals out, holidays, whatever. The only deterrent to my out-of-control consumption was that all-too-familiar beep at the cash machine that informed me that yes, I was out of money once again.

Since turning 25 a few months ago I decided that enough was enough. It was about time that I lived up to my god-given vocation. And so I really became Penny Pincher, the penny-pincher!

Follow my blog as I share with you a number of health, fitness, diet, fashion and lifestyle tips; all on a budget of course.